Evin

Forum Replies Created

Viewing 2 posts - 1 through 2 (of 2 total)
  • Author
    Posts
  • in reply to: TSP allocation/timing #17088

    Evin
    Participant

    The only reason I can think of really moving it all out and keeping it out is if one thinks the “correction” is going to be large, and or long-term. Which no one can predict. OR, if you are getting into a short enough time-horizon to your retirement that you really are averse to the risk of losing a significant amount of money. When the “correction” (crash? recession?) occurred in the 2008-2009 time frame, it was a couple of years before the market even got back to the point it was just before the major downturn. That is significant when you’re within 5 or so years of being able to retire, IMO. I still shudder thinking of the amount of value in TSP I lost in that downturn because I had too much assets in the higher-volatility funds.

    in reply to: TSP allocation/timing #17077

    Evin
    Participant

    I think I probably hosed myself yesterday, panicking and moving to the G. Now I’m caught between leaving things as they are and missing the upswing over the next few day, or just chasing the market (which I think is never a good idea). Wish I could help you out, but as you can see, I’m not exactly smart on this.

Viewing 2 posts - 1 through 2 (of 2 total)