I’m age 44, and my allocation is 50/50 in S & I funds.
My distribution is 59% S and 41% I for $33k.
I want to start following your allocations, but I’m worried about the timing of transferring all but 15% of my I fund to the S. How do I know when to do this? Should I just change my contribution allocation for now?
First off, definitely don’t make investment decisions based just on what you read here – this site is just supposed to provide food for thought. I don’t stress about my own investments at all, but I wouldn’t sleep at night if I started worrying about all of our readers.
I covered my views on changing allocations all at once or over time on my FAQ page which you can find here: